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Access Insurance out of California

Access Insurance

California Insurance Commissioner Dave Jones has issued a cease and desist order against Access Insurance Co., which requires it to immediately stop transacting, soliciting, negotiating, or administering and writing any new or renewal insurance business of any kind in the state of California.

We regret to inform you that the California department of insurance has ordered Access Insurance Company to stop doing business in California. What does this mean? If you have access as your insurance company contact us as soon as possible to switch you over to another company. If you require only Minimum Liability Insurance contact us for a quote.

Yessenia’s Customers

Contact us to help you with this transition as we have already helped many of our current customers. In some cases our customers have switched over to other providers and saved money. At Yessenia’s we will do anything we can to make sure our customers are aware of the access insurance issue. If you need to add another car to your policy right now is the best time to do so as we will not charge an office fee for all customers that we are switching over.

Access will not be taking any more payments and all policies will be terminated by April 12, 2018.


Important Notice

Access Insurance Company was placed into liquidation based on a finding of insolvency on March, 13, 2018. All Access Insurance Company policies will be terminated by no later then April 12, 2018, unless they otherwise expire beforehand. You need to obtain substitute coverage before that date. Claims will be handled by your state’s Insurance Guaranty Association according to the provisions of its enabling status.


We will post more information on how to make a claim or you can call us for any information you may have at 1-800-383-4008.

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Notarized Documents what are they?

Why are Documents Notarized?

Documents are notarized to deter fraud and to ensure proper execution. It is the responsibility of the notary public to ensure that the signers have appeared before them and have produced proper identification. The Notary Public officiates at the signing and insures that the documents are signed correctly. The notary makes sure that the signers are entering into agreements knowingly and willingly.

For a document to be notarized, it must contain the following elements:

Text committing the signer in some way
An original signature of the signer, not a photocopy (if a signature is required).
A notarial “certificate”, which may appear on the document itself or on an attachment.

After witnessing a signing, a notary public applies their own details, such as their signature, seal, and notary commission details. These materials serve as a means of verifying the transaction so others may rely upon it. When you see a notary’s seal on a document, it means a trusted notary public represents that it is authentic and properly executed.

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Insurance Minimum Coverage I Need In California?

Wow, do I need Auto Insurance?

Driving on the roadways  will require to have a piece of paper as a result . Insurance is required on all vehicles operated or parked in California. You must carry evidence of financial responsibility in your vehicle at all times.

As a result you must be provided as specified below when:

  • Requested by law enforcement.
  • Renewing vehicle registration.
  • The vehicle is involved in a traffic collision.

What Are the Minimum Liability Insurance Requirements for auto?

  • $15,000 for injury/death to one person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for damage to property.

Liability insurance pays a person other than the policy holder for personal injury or property damage. Comprehensive or collision does not meet vehicle financial responsibility requirements so you will need to call. Call us here at Yessenia’s if you have any questions.

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What is an ITIN Number?

What is an ITIN or itin number?

An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the U.S. Internal Revenue Service (IRS). An ITIN consists of nine digits, beginning with the number nine (i.e., 9XX-XX-XXXX). Since 1996, the IRS has issued ITINs to taxpayers and their dependents who are not eligible to obtain a Social Security number (SSN).

As a result of a new law and as discussed below, many ITINs will expire and need to be renewed.

Why does the IRS issue ITINs?

All wage earners—regardless of their immigration status—are required to pay federal taxes. The IRS provides ITINs to people who are ineligible for an SSN so that they can comply with tax laws. You can apply for your itin number here at Yessenias.

Who uses an ITIN?

Taxpayers who file their tax return with an ITIN include undocumented immigrants and their dependents as well as some people who are lawfully present in the U.S., such as certain survivors of domestic violence, Cuban and Haitian entrants, student visa–holders, and certain spouses and children of individuals with employment visas. As of August 2012, the IRS had assigned 21 million ITINs to taxpayers and their dependents.

Once a person who has been issued an ITIN is eligible to apply for an SSN, the person may no longer use the ITIN.

What is an ITIN used for?

ITINs are issued by the IRS specifically as a means to pay federal taxes. While the IRS issues them solely for this purpose, ITINs may sometimes be accepted for other purposes, such as for opening an interest-bearing bank account, in employment dispute settlements, or for obtaining a mortgage.